Saturday, March 15, 2014
Organizing Finances- Finance Binder
This is just a binder that will zip up. I got it at Wal-mart one year at the Back to School sale.
If you notice there is a "medical" tab as well. These are for those doctor bill stubs that you get when you go for an office visit. That way I can pull them out at the end of the year for taxes. =)
And this little tip I picked up off of Pinterest. Know this was not my idea. I went back to Pinterest and tried finding the post where I got this idea so I could link it up here but I can not find it. (I made this folder like 6 or more months ago.) I don't know what key words I used to make it come up but I have tried everything! If I find the original link I will put it on the comments below! Just know it was not my idea!
This makes it SO easy when you want to call and pay a bill or even pay online. You make a sheet like this for EVERY bill you have a divider for and put it in the front of the divider pocket! Then the bill statement every month goes just behind this page. You put the company and their website in the upper right hand corner. Then you put your account number, user id, password and their phone number on the left side along with a note section. Now before you start with the whole, "that isn't very safe" comments let me say this. DON'T LEAVE IT WHERE OTHERS CAN SEE IT! Using a debt or credit card or even the Internet for that matter is not safe anymore but I bet you still use those. Yep.? Okay then. =) I keep my binder put up where someone would have to go through my house with a fine tooth comb to find it. You should do the same with your bills! At least now I don't have to do 30 steps because I forgot my user names and passwords. And to call to pay it- the phone number is right there! No looking at fine print to find the right number! (Smiles for no fine print!)
And there you have it! Every month once you pay a bill you put it in the front of the folder just behind this sheet. The newest bill is always at the front. Then at the end of the year- empty it out and start again!
I love the organized aspect and the portable aspect because there are times when I do my bills as we sit somewhere while the boys play. All the papers are secure so they will not blow away (like if I do them at the park) and I have EVERYTHING I need to do my bills. Check book, calculator, pen, envelopes, stamps, the bill- it is all there and its just perfect! ;)
Enjoy living in the know- know where your bills are that is! =)